How Many Digits Is Bank Account Number In Malaysia?

In Malaysia, the banking industry follows a standardized system for managing bank account numbers. If you are planning to make transactions via IBG transfer or any other method in Malaysia, it is important to understand the structure and length of these account numbers.

Let’s check out the full list of number of digits found in Malaysian bank account.

List of account no length for banks in Malaysia

1. AFFINBANK

• Current Account: 12 digits
• Saving Account: 12 digits
• Credit Card: 16 digits
• Loan Account: 12 digits
• HP Account: 12 digits
• Delivery Channel: OTC, Internet, Desktop Banking

2. Alliance Bank

• Current Account: 15 digits
• Saving Account: 15 digits
• Credit Card: 16 digits
• Loan Account: 15 digits
• HP Account: 15 digits
• Delivery Channel: OTC, Internet

3. AmBank

• Current Account: 13 digits
• Saving Account: 13 digits
• Credit Card: 16 digits (MBF & Ambank)
• Loan Account: 14 digits
• HP Account: 14 digits
• Delivery Channel: OTC, Internet

4. CIMB

• Current Account: 14 digits
• Saving Account: 14 digits
• Credit Card: 16 digits
• Delivery Channel: OTC, Internet

5. Bank Mualamat

• Current Account: 14 digits
• Saving Account: 14 digits
• Delivery Channel: Desktop Banking, OTC

6. Bank Islam

• Current Account: 14 digits
• Saving Account: 14 digits
• Credit Card: 16 digits
• Loan Account: 14 digits
• HP Account: 14 digits
• Delivery Channel: OTC, Internet, Desktop Banking

7. Bank Rakyat

• Current Account: 12 digits
• Credit Card: 16 digits (Master)
• Loan Account: 12 digits
• Delivery Channel: OTC

8. Hong Leong Bank

• Current Account: 11 digits
• Saving Account: 11 digits
• Credit Card: 16 digits (Visa/Master), 15 digits (Amex)
• Loan Account: 11 digits
• HP Account: 11 digits
• Delivery Channel: OTC, Internet

9. Maybank Bank

• Current Account: 12 digits
• Saving Account: 12 digits
• Credit Card: 16 digits (Visa/Master), 15 digits (Amex)
• Loan Account: 12 digits
• HP Account: 12 digits
• Delivery Channel: OTC, Internet

10. Public Bank

• Current Account: 10 digits
• Saving Account: 10 digits
• Credit Card: 16 digits
• Loan Account: 15 digits
• HP Account: 15 digits
• Delivery Channel: OTC, Internet

11. RHB

• Current Account: 14 digits
• Saving Account: 14 digits
• Credit Card: 16 digits
• Loan Account: 14 digits
• HP Account: 12 digits
• Delivery Channel: OTC, Internet

12. Citibank

• Current Account: 10 digits
• Saving Account: 10 digits
• Credit Card: 16 digits
• Loan Account: 14 digits
• Delivery Channel: OTC, Internet

13. OCBC

• Current Account: 10 digits
• Saving Account: 10 digits
• Credit Card: 16 digits
• Loan Account: 10 digits
• Delivery Channel: OTC, Internet, Phone Banking

14. HSBC

• Current Account: 12 digits
• Saving Account: 12 digits
• Credit Card: 16 digits
• Loan Account: 14 digits
• Delivery Channel: OTC, Internet

15. Standard Chartered Bank

• Current Account: 12 digits
• Saving Account: 12 digits
• Credit Card: 16 digits
• Loan Account: 8 digits
• Delivery Channel: OTC, ATM, Phone Banking

16. BSN

• Current Account: 16 digits
• Credit Card: 16 digits
• Loan Account: 15 digits
• Delivery Channel: OTC

17. UOB

• Current Account: 11 digits
• Saving Account: 11 digits
• Credit Card: 16 digits
• Loan Account: 11 digits
• Delivery Channel: OTC, Internet

18. Deutsche Bank

• Current Account: 10 digits
• Saving Account: 10 digits
• Loan Account: 10 digits
• Delivery Channel: OTC, Internet

19. Royal Bank of Scotland

• Current Account: 7 digits & 9 digits (Personal), 7 digits, 9 digits & 10 digits (Corporate)
• Saving Account: 7 digits & 9 digits (Personal)
• Delivery Channel: OTC, Internet, Desktop Banking

20. Bank of America

• Current Account: 12 digits
• Saving Account: 12 digits
• Delivery Channel: OTC, Internet

21. Kuwait Finance House (Malaysia) Berhad

• Current Account: 12 digits
• Saving Account: 12 digits
• Delivery Channel: OTC, Internet

Why is it important to know the account number length before making any bank transfer?

It is important to know for the length of the account number before making any bank transfer for several reasons:

1. Ensuring accuracy: Account numbers are unique identifiers for bank accounts. If the account number length is incorrect, there is a high chance that you may input an incorrect account number, which may lead to transferring funds to the wrong account.
2. Avoiding failed transactions: Banks use a specific account number length to validate transactions. If the account number you enter does not meet the required length, the transaction may be rejected, causing delays and potentially resulting in late payment fees or other penalties.
3. Reducing fraud: Verifying the account number length can help to reduce the risk of fraud. Fraudsters may use variations of account numbers to trick people into sending funds to the wrong account. By ensuring the account number’s length is accurate, you can minimize the risk of falling victim to such scams.
4. International transfers: Different countries may have different account number lengths. Verifying the account number length when making an international bank transfer is crucial to ensure the funds reach the correct recipient.
5. Complying with bank policies: Banks have their own policies and requirements when it comes to account numbers. Ensuring that the account number length is correct helps you stay compliant with their policies and avoid any issues with your transactions.

Confirming the account number and its length before making a bank transfer is essential to ensure a smooth, accurate, and secure transaction process.

It helps avoid errors, delays, and potential fraud, ensuring your funds reach the intended recipient.