The i-Muamalat mobile banking app is a convenient smartphone application that provides quick and secure access to your Bank Muamalat accounts.
Starting from July 2023, it has incorporated a new feature, i-MSecure, an innovative method for authorising transactions, effectively replacing the SMS OTP/TAC system. For a guide in Bahasa Melayu, you can refer to cara daftar i-MSecure Bank Muamalat.
How to register i-MSecure?
Here is the quick guide on how to register i-MSecure by Bank Muamalat Malaysia Berhad:
- Download the i-Muamalat Mobile Application from Google Play Store or Apple Store.
- Just so you know, i-MSecure is only available on the new i-Muamalat Mobile Application, not the old one.
- Login to the i-Muamalat website at https://www.i-muamalat.com.my
- Navigate to Other Services > My Data > Token Registration on the sub-menu tab. This will lead you to the Token Registration page.
- Click on the ‘Register‘ button.
- This will direct you to the Token Registration Confirmation page
- A TAC number will be sent to your registered mobile number.
- You can just enter the TAC number you received and click ‘Confirm‘.
- This will take you to the Token Registration Acknowledgement page.
- Click ‘OK‘.
- This will lead you back to the Token Registration page, which now displays a QR code.
- Launch the latest i-Muamalat Mobile Application on your device and tap on the i-MSecure button.
- Your device’s camera will automatically activate.
- Point the camera to scan the QR code displayed on the i-Muamalat Web Token Registration page.
- If your device’s camera cannot detect the QR code, or if you need to refresh the QR code instantly
- Click ‘Token Registration‘ on the sub-menu tab.
- Once the QR code is successfully scanned, the system will display the Add New Device – Confirmation page.
- Enter your username and password and tap ‘Next‘.
- The system will generate and send a TAC number to your registered mobile number.
- Enter the new TAC number and click ‘Confirm‘.
- This will direct you to the Add New Device – Acknowledgement page.
- You have successfully activated the i-Muamalat i-MSecure Software Token on your mobile device.
- Done
Do I need to use i-MSecure for all transactions in Bank Muamalat?
No, i-MSecure is required for transactions valued at RM10,000 and above only.
- Transactions below RM10,000 will use the existing authentication method.
- The existing authentication method is the Transaction Authorisation Code (TAC).
- TAC is sent through SMS.
How to authorise my transactions with i-MSecure?
To authorise any transaction with i-MSecure, you will be prompted with a push notification on your registered mobile device.
- You will receive a push notification on your registered mobile device from i-MSecure.
- You have the option to either “Approve“or “Reject“the transaction.
- You must make this decision within 60 seconds.
How to enable i-MSecure notification for iPhone?
If you want to enable notifications from i-Muamalat mobile app to show you the i-MSecure token, follow this guide:
- Go to your iPhone ‘Settings‘
- Look for ‘i-Muamalat Mobile Application’
- Open ‘Notification‘
- Choose ‘Allow Notification‘
- Done
How to enable i-MSecure notification for Android phone?
If you want to enable notifications from i-Muamalat mobile app to show you the i-MSecure token, follow this guide:
- Navigate to your Android phone ‘Settings’
- Select ‘Apps‘
- Find ‘i-Muamalat Mobile Application’
- Click on ‘Notifications‘
- Opt to ‘Enable’ or switch ‘ON’
- Choose Allow Notification
- Done
Is i-Muamalat mobile app and i-MSecure the same?
No, they are not the same.
i-Muamalat is a mobile banking application provided by Bank Muamalat Malaysia Berhad, which allows customers to perform banking transactions anywhere and anytime using their smartphone.
On the other hand, i-MSecure is a feature inside i-Muamalat Secure mobile application that provides an additional layer of security for online banking transactions.
It generates a unique security code for each transaction, providing a more secure online banking experience.
Is it possible for me to use the i-Muamalat mobile app if I don’t have an Internet banking account?
No, you can only use the i-Muamalat mobile app if you are already a user of i-Muamalat Internet banking.
If you don’t have an Internet banking account, you must register i-Muamalat Internet banking first.
