Touch ‘n Go has designated biller code 55475 specifically for merchant transactions in the JomPAY network. This specialized code serves businesses and merchants who need to process Touch ‘n Go-related payments through Malaysia’s national payment system.
The merchant-specific biller code ensures separation between consumer and business transactions, enabling dedicated processing channels for merchant services. This specialization optimizes payment routing and provides better transaction monitoring for business accounts.
Touch ‘n Go JomPAY Biller Code for Merchant
How Do Payment Methods And Limits Work?
Touch ‘n Go merchant services accept payments exclusively through Current & Savings Accounts, with transaction limits ranging from RM 1.00 to RM 1,000,000.00. This wide range accommodates various business needs, from small merchant settlements to large corporate transactions.
The system’s high maximum limit of RM 1,000,000.00 specifically caters to business volume requirements, while the low minimum threshold of RM 1.00 ensures flexibility for all transaction sizes. Credit card payments are not accepted for merchant services to maintain cost efficiency and streamlined processing.
| Payment Method | Minimum Limit | Maximum Limit | Availability |
|---|---|---|---|
| Current & Savings Account | RM 1.00 | RM 1,000,000.00 | 24/7 |
| Credit Card Account | Not Available | Not Available | N/A |
What Makes The Merchant Payment Structure Unique?
The merchant-only designation ensures dedicated processing paths for business transactions, separating them from consumer payments. This specialization enables faster processing and better tracking of merchant-related transactions.
The system’s exclusive focus on bank account transactions reflects the business-oriented nature of the service, optimizing for cost-effectiveness and processing efficiency. The high transaction limit accommodates the higher volume needs of business operations.
How Do Merchants Process Touch ‘n Go JomPAY Payments?
The payment process follows standard JomPAY procedures with business-specific validations:
- Access business Internet or Mobile Banking platform
- Select JomPAY from payment menu
- Enter merchant biller code 55475 and relevant reference numbers
- Verify transaction details with enhanced business validation
- Receive business transaction confirmation number
Each step includes specialized business validation protocols to ensure accuracy and compliance with merchant service requirements.
What Payment References Does Touch ‘n Go Merchant Services Use?
The system utilizes the Biller Code (55475) along with merchant-specific reference numbers. These identifiers ensure accurate routing of payments within the merchant service network and proper crediting to business accounts.
The reference system includes additional business verification steps to maintain transaction security and accurate payment allocation. All reference numbers appear on merchant statements for easy access and record-keeping.
What Features Make The Merchant JomPAY System Efficient?
The service operates through Malaysia’s banking network with specific optimizations for business transactions. Integration with existing business banking infrastructure ensures secure, high-volume payment processing without additional registration requirements.
The system provides enhanced transaction monitoring and reporting features suitable for business operations. Merchant-specific processing rules ensure compliance with business banking requirements while maintaining payment efficiency.
Where Can Merchants Access Touch ‘n Go JomPAY Services?
Merchants can access the service through business Internet and Mobile Banking platforms of participating Malaysian banks. The system maintains consistent business interfaces across all banking platforms while providing specialized merchant features.
Banks offer dedicated business support for JomPAY services, with additional assistance for merchant-specific issues. The service integrates with existing business banking credentials, streamlining access while maintaining high security standards.
What Business Support Options Are Available?
Merchants have access to dedicated business support channels through their banking partners and Touch ‘n Go’s merchant services team. This includes specialized assistance for high-value transactions and merchant-specific payment issues.
The support system combines banking transaction support with Touch ‘n Go’s merchant service expertise, ensuring comprehensive coverage for all business payment needs. Additional reporting and reconciliation support is available for merchant accounts.
How Does Transaction Settlement Work?
Merchant transactions follow business banking settlement schedules, with processing times aligned to interbank business transfer timings. The system provides clear settlement notifications and detailed transaction records for business accounting purposes.
Settlement processes include enhanced verification steps for business transactions, ensuring accurate fund allocation and proper documentation for merchant accounts. The service maintains detailed transaction histories for business audit requirements.
