Welcome to the unofficial guide that we called Bank Muamalat Online Knowledge Hub.
In this unofficial comprehensive guide, we have organised our content into categories to provide concise and easy-to-read information.
Bank Muamalat Online Guide
Consumer Banking
Account Opening and Types
Learn how to open different types of bank accounts, such as savings, current, and fixed deposit accounts, with Bank Muamalat.
i-Muamalat Internet Banking
- Explore Bank Muamalat’s convenient online banking platform for secure access to your accounts.
- Proceed to i-Muamalat login to perform fund transfers, and bill payments.
i-Muamalat Mobile App with i-MSecure features
- Discover Bank Muamalat’s mobile application with i-Muamalat i-MSecure enhanced security features.
- Get to know in details about i-Muamalat Secure for safer banking experience
- Learn how to register i-MSecure and activate Bank Muamalat i-MSecure enabling convenient banking on-the-go.
- For the guide in Bahasa Melayu, refer to cara daftar i-MSecure and cara aktifkan i-MSecure Bank Muamalat.
Ar Rahnu (Islamic Pawn Broking – Tawarruq)
Understand the concept of Islamic pawn broking offered by Bank Muamalat, allowing individuals to obtain financing against pledged assets.
Credit Card
Bank Muamalat provides a variety of credit card options for their customers to choose from. The bank offers a variety of benefits and features on their credit cards to suit different lifestyles and spending habits. Whether you prefer cash back, rewards points, no annual fees or low interest rates, you’re sure to find a credit card that suits your needs.
How to Apply:
- Online Application: Visit the Bank Muamalat’s official website. Navigate to the ‘Credit Card’ section and select the card you wish to apply for. Click on ‘Apply Now’ and fill out the application form with necessary details. You will need to upload your income proof, identity proof, and address proof.
- In-Person Application: You can also visit any Bank Muamalat branch to apply for a credit card. You will need to bring along your necessary documents for verification.
- Over the Phone: You can apply for a credit card by calling the bank’s customer service hotline. They will guide you through the process and tell you what documents you need to provide.
Checking Balance:
To check your credit card balance, you can use any of the following methods:
- Online Banking: Log into your online banking account. Go to the ‘Credit Card’ section and your balance will be displayed.
- Mobile Banking App: Download Bank Muamalat’s mobile banking app. After logging in, navigate to the ‘Credit Card’ section where your balance will be displayed.
- Customer Service: Call the bank’s customer service hotline and follow the prompts to check your credit card balance.
- ATM: You can also check your balance at any Bank Muamalat ATM. Insert your card and select ‘Balance Inquiry’ from the menu.
Other Related Things:
- Bill Payment: You can pay your credit card bill through online banking, mobile app, auto-debit, over the counter at any Bank Muamalat branch or by mail.
- Rewards Program: Bank Muamalat offers a rewards program for their credit card users. You can earn points for every purchase you make with your card. These points can be redeemed for a variety of rewards.
- Security: Bank Muamalat ensures the safety of your credit card transactions with advanced security features such as OTP verification and 3D Secure Code.
- Customer Support: For any queries, issues or complaints related to your credit card, you can contact Bank Muamalat’s 24/7 customer service hotline.
Merchant Services
Explore Bank Muamalat’s merchant services for individuals and businesses, providing convenient payment solutions.
Deposits
Discover Bank Muamalat’s deposit products, including savings and fixed deposit accounts, with competitive rates and flexible terms. You can also check Bank Muamalat balance online.
Financing Options
Learn about Bank Muamalat’s diverse financing options, such as personal financing, home financing, and business financing, tailored to your needs.
Investment Accounts
Explore Bank Muamalat’s investment accounts, offering Islamic funds and other investment products for long-term wealth accumulation.
Muamalat Beyond Premier Banking
Discover Bank Muamalat’s premium banking services, providing exclusive benefits and personalized solutions for high-net-worth individuals.
Wealth Management
Access Bank Muamalat’s wealth management services, including investment advice, portfolio management, and financial planning for a secure financial future.
Business Banking
Corporate Banking
Learn about Bank Muamalat’s corporate banking services tailored to the specific needs of businesses, including cash management and trade finance.
Commercial Banking
Discover Bank Muamalat’s banking solutions designed for small and medium-sized enterprises (SMEs), providing financing and support for growth.
Investment Banking
Explore Bank Muamalat’s investment banking services, including capital market activities and advisory services for corporate clients.
Treasury & Capital Market
Access Bank Muamalat’s treasury services, including foreign exchange, money market, and capital market activities for efficient cash management.
Trade Finance
Learn about Bank Muamalat’s trade finance solutions, facilitating international trade transactions and mitigating risks for businesses.
Transaction Banking
Cash Management
Explore Bank Muamalat’s cash management services, offering efficient management of liquidity, payments, collections, and account services.
Electronic Banking
Online Banking
Discover Bank Muamalat’s online banking platform, enabling convenient access to account information, fund transfers, and bill payments.
Mobile Banking
Access Bank Muamalat’s mobile banking services through the i-Muamalat Mobile App, allowing secure and convenient banking on your smartphone.
Awareness Programme
Learn about Bank Muamalat’s awareness programs focused on promoting Islamic banking, personal finance, and financial literacy in the community.
Fees and Charges
Deposit
Understand the fees and charges associated with Bank Muamalat’s deposit products, such as account maintenance fees or early withdrawal penalties.
Remittance
Learn about the fees involved in Bank Muamalat’s remittance services, ensuring transparency and understanding of costs for international money transfers.
Financing
Discover the fees and charges related to Bank Muamalat’s financing options, helping you make informed decisions regarding loan costs.
We strive to provide you with valuable insights and resources to enhance your understanding of Bank Muamalat’s products, services, and principles of Islamic finance.
If you have any feedback or suggestions, feel free to reach out and engage with our community.
Happy exploring!
