Author: Adam Haris

JomPAY ialah inisiatif pembayaran bil nasional yang membolehkan pengguna di Malaysia membuat pembayaran bil dan invois secara dalam talian melalui perbankan internet atau mudah alih. Ia dikendalikan oleh Payments Network Malaysia Sdn Bhd (PayNet) dan disokong oleh Bank Negara Malaysia. Melalui JomPAY, pengguna boleh mengakses dan membuat pembayaran kepada lebih 10,000 biller berdaftar dengan mudah dan selamat. Transaksi dilindungi oleh sistem keselamatan perbankan yang ketat. Tambahan pula, tiada caj tambahan dikenakan kepada pengguna untuk pembayaran melalui JomPAY. Cara Membuat Pembayaran Melalui JomPAY Untuk membuat pembayaran menggunakan JomPAY, ikuti langkah-langkah berikut: Sesetengah bank juga menawarkan kemudahan untuk menyimpan biller kerap sebagai…

Semakan cukai tanah adalah proses untuk memeriksa bil cukai tanah yang perlu dibayar oleh pemilik tanah. Di Selangor, pemilik tanah boleh membuat semakan cukai tanah Selangor melalui kad pengenalan mereka. Proses semakan cukai tanah Selangor ini boleh dilakukan dengan mudah melalui laman web Pejabat Tanah dan Galian (PTG) negeri Selangor. Pemilik tanah hanya perlu memasukkan maklumat kad pengenalan mereka dan nombor akaun cukai tanah untuk membuat semakan. Setelah maklumat dimasukkan, sistem akan memaparkan bil cukai tanah yang perlu dibayar oleh pemilik tanah. Pemilik tanah juga boleh membuat pembayaran cukai tanah melalui laman web ini dengan menggunakan perkhidmatan perbankan dalam talian.Pemilik…

EPSA, atau E-Pembelajaran Sektor Awam, ialah platform pembelajaran dalam talian yang disediakan oleh Institut Tadbiran Awam Negara (INTAN) untuk kakitangan kerajaan di Malaysia. EPSA bertujuan menggalakkan pembelajaran berterusan dan sepanjang hayat dalam kalangan penjawat awam seperti guru KPM melalui sistem SPLKPM dan anggota PDRM, menyediakan pelbagai kursus dan modul untuk meningkatkan pengetahuan dan kemahiran mereka. Bagaimana Cara Login EPSA? Untuk log masuk EPSA, layari https://www.epsa.gov.my, pilih bahasa, klik ‘Log Masuk’, masukkan Nombor Kad Pengenalan/Tentera/Polis dan kata laluan, kemudian tekan butang ‘Log Masuk’. Jika terlupa kata laluan, klik pautan ‘Lupa Kata Laluan’ dan ikuti arahan yang diberikan. Berikut ialah langkah-langkah untuk…

TAC (Transaction Authorization Code) adalah kod pengesahan unik yang dijana secara rawak oleh sistem perbankan dan dihantar melalui SMS kepada nombor telefon bimbit yang berdaftar dengan bank. TAC number berfungsi sebagai lapisan keselamatan tambahan untuk mengesahkan identiti pengguna dan memberi kebenaran untuk transaksi dalam talian, terutamanya bagi transaksi yang melibatkan pemindahan wang atau perubahan maklumat sensitif. Kegagalan penerimaan TAC dalam sistem perbankan boleh disebabkan oleh masalah rangkaian telekomunikasi, isu pada sistem bank, masalah peranti pengguna, kesesakan sistem, atau langkah-langkah keselamatan yang diambil oleh pihak bank. Setiap faktor ini memerlukan penyelesaian yang berbeza dan pengguna perlu memastikan maklumat perhubungan mereka sentiasa…

TripCare 360 Takaful is a comprehensive travel protection plan offered by Etiqa Takaful that covers various travel-related risks including medical emergencies, trip cancellation, lost baggage, and travel delays. The plan provides coverage for both domestic and international travel, offering different coverage levels to suit various travel needs and budgets. It ensures peace of mind for travelers with Shariah-compliant protection. What Are The Key Benefits? TripCare 360 Takaful provides comprehensive coverage including emergency medical expenses, evacuation, and repatriation while traveling. The plan also includes protection against common travel inconveniences such as flight delays, baggage loss, and trip cancellations, with coverage limits…

Hibah in takaful is a Shariah-compliant way of nominating beneficiaries to receive takaful benefits upon the participant’s death. It allows for direct distribution of benefits to chosen recipients without going through the estate distribution process. This nomination method is irrevocable and ensures faster payout to beneficiaries compared to conventional wills or faraid distribution. What Is The Concept Of Hibah? Hibah represents an Islamic concept of gift-giving that has been integrated into takaful operations as a mechanism for nominating beneficiaries. In the context of takaful, it provides participants with a Shariah-compliant method to designate specific individuals who will receive their takaful…

A family insurance plan is a comprehensive protection policy that provides financial coverage for multiple family members under a single policy. It typically includes life/term coverage, medical benefits, education planning, and sometimes investment elements. These plans are designed to protect the entire family’s financial well-being while often being more cost-effective than individual policies. What Coverage Does Family Insurance Provide? Family insurance plans typically offer multiple protection benefits including death coverage, critical illness benefits, medical coverage, and accident protection. These plans can be customized based on family size and needs. Some plans include additional features like education funding for children, retirement…

The key benefits of takaful include its Shariah-compliant nature, transparent profit-sharing model, ethical investment practices, and mutual cooperation principles. Participants benefit from risk sharing rather than risk transfer, receive surplus distributions from good fund performance, and have assurance that their contributions are invested in ethically sound ventures. The system provides both financial protection and adherence to Islamic principles. What Are The Financial Benefits Of Takaful? Takaful offers a unique profit-sharing mechanism where surplus funds are distributed back to participants. This means participants can receive returns from good fund performance and low claim ratios. The system promotes transparent financial management with…

A medical card is a healthcare financing product offered by insurance companies and takaful operators that provides coverage for hospitalization and medical expenses. It covers hospital admission, surgical procedures, medication, and other medical treatments up to the policy limit. When cardholders seek treatment at panel hospitals, they can enjoy cashless admission without having to pay upfront for covered medical expenses. What Does A Medical Card Cover? A medical card typically provides coverage for various medical expenses including hospital room and board, surgical procedures, specialist consultations, and prescription medications. The coverage extends to both planned treatments and emergency care. Most medical…

Yes, you can apply for Etiqa Takaful products through Maybank branches as Etiqa is Maybank’s takaful provider. Visit any Maybank branch with your identification documents to discuss available takaful products and submit your application. You can also inquire through Maybank’s Customer Care at 1-300-88-6688 to understand the process and required documents. What Are The Available Application Channels? You can apply for takaful products through several Maybank channels: Walk-in applications at branches are suitable for those who prefer face-to-face consultation and assistance with documentation. What Products Can I Apply For? Through Maybank, you can apply for various Etiqa Takaful products including:…