Author: Adam Haris
Adam Haris
Adam Haris merupakan individu yang minat bidang computer security, cybersecurity, digital security dan information technology security (IT security). Adam juga berkongsi pengetahuan dan pandangan tentang topik berkaitan scam dan penipuan.
“Nak pinjam duit urgent” adalah ungkapan yang bermaksud hendak atau ingin meminjam duit kerana terdesak. Ia merujuk kepada situasi di mana seseorang memerlukan wang dengan segera untuk menangani sesuatu keperluan atau krisis yang tidak dijangka. Ia menggambarkan keadaan kecemasan kewangan yang memerlukan penyelesaian segera, sama ada untuk perbelanjaan perubatan, pembayaran bil tertunggak, atau sebarang keperluan mendesak yang tidak dapat ditangguhkan. Antara sebab-sebab duit segera diperlukan adalah keadaan kewangan yang tidak stabil, ketiadaan simpanan kecemasan, dan tahap tekanan dan kesempitan yang dihadapi oleh individu tersebut sehingga terpaksa memohon bantuan kewangan secara mendadak. Mengapa Kita Perlu Berhati-hati Apabila Ingin Membuat Pinjaman Segera?…
A black card represents the ultimate symbol of financial prestige in Malaysia, distinguishing itself from standard Gold or Platinum credit cards. These cards are crafted with premium materials, often featuring metal construction and sophisticated designs that command immediate attention. When presented at payment counters, these cards instantly elevate the cardholder’s status, frequently drawing admiring glances from those who recognize their significance. The exclusivity of black cards extends beyond their physical appearance. They are powerful financial tools integrating seamlessly with premium banking services, including dedicated relationship managers and priority banking access. These cards are precious for business owners and high-net-worth individuals…
Gaji tak pernah cukup merujuk kepada situasi di mana seseorang sentiasa merasa bahawa pendapatan mereka tidak mencukupi untuk menampung perbelanjaan dan keperluan kewangan. Walaupun menerima gaji secara tetap, individu ini sering menghadapi kesukaran untuk menguruskan kewangan dengan berkesan, menyebabkan kekurangan wang di akhir bulan atau ketidakupayaan untuk menabung dan melabur untuk masa depan. Untuk mengatasi masalah “gaji tak pernah cukup”, ia memerlukan perubahan tabiat berbelanja, perancangan bajet yang teliti, dan usaha untuk meningkatkan pendapatan serta mengurangkan perbelanjaan yang tidak perlu. Dengan disiplin dan komitmen, seseorang dapat mencapai kestabilan kewangan dan memastikan gaji mencukupi untuk keperluan semasa dan masa depan. Mengapa…
A Celcom JomPAY Biller Code is a unique numerical identifier (2881 for Celcom mobile services) that is a standardized payment reference within Malaysia’s national bill payment scheme. JomPAY enables customers to make secure, automated payments to Celcom services through the participating bank’s online platform or mobile banking app. The transactions are governed by specific payment limits (RM 10.00 to RM 1,000,000.00 for savings/current accounts and RM 10.00 to RM 50,000.00 for credit cards) and processing times that typically reflect within 1-2 business days. How Do I Use the JomPAY Code for Celcom Payments? To initiate a Celcom payment via JomPAY,…
The TNB (Tenaga Nasional Berhad) JomPAY code is 5454. It is the official biller code for all electricity bill payments through Malaysia’s national bill payment scheme. This standardized code is recognized across all banking platforms in Malaysia, making it easier for customers to manage their electricity bill payments systematically. TNB’s integration with JomPAY represents a significant move towards digital payment solutions. It allows customers to make secure payments through their preferred banking channels while eliminating the need to visit physical payment counters. This system operates under PayNet’s supervision, ensuring reliable and secure transactions. How Do I Use The JomPAY Code…
Astro Biller Code is 9639. This is a standardized payment reference within Malaysia’s national bill payment scheme through the JomPAY network. When making JomPAY payments for Astro services, you’ll need to use this code along with your 10-digit Astro account number (starting with 08) as Ref-1. Astro JomPAY payment limits range from RM 1.00 to RM 30,000.00 for both bank accounts and credit cards, with real-time posting for successful transactions. You can make payments through any major bank’s online or mobile banking platform by selecting JomPAY, entering the biller code and your account number, and confirming the payment amount. Look…
A Maxis JomPAY Biller Code is a unique numerical identifier (1123 for Maxis mobile services) that is a standardized payment reference within Malaysia’s national bill payment scheme. JomPAY enables customers to make secure, automated payments to Maxis services through the participating bank’s online platform or mobile banking app. The transactions are governed by specific payment limits (RM 10.00 to RM 1,000,000.00 for savings/current accounts and RM 10.00 to RM 50,000.00 for credit cards) and processing times that typically reflect within 1-2 business days. How Do I Use The JomPAY Code For Maxis Payments? To initiate a Maxis payment via JomPAY,…
A TNB JomPAY Biller Code is a unique numerical identifier (5454 for TNB electricity services) that is a standardized payment reference within Malaysia’s national bill payment scheme. JomPAY enables customers to make secure, automated payments to Tenaga Nasional Berhad (TNB) services through the participating bank’s online platform or mobile banking app. The transactions are governed by specific payment limits (RM 10.00 to RM 1,000,000.00 for savings/current accounts and RM 10.00 to RM 50,000.00 for credit cards) and processing times that typically reflect within 1-2 business days. How Do I Pay My TNB Bill With JomPAY Biller Code? To pay your…
An ASB account number is a unique identifier assigned by ASNB to each investor when they first open an ASB (Amanah Saham Bumiputera) account. This special number serves as your permanent reference number throughout your investment journey with ASNB and is required for all transactions, including checking balances, making additional investments, or withdrawing funds. The account number format is standardized by ASNB and is linked to your MyKad, making it easy for verification purposes. It’s an essential piece of information that distinguishes your investment account from millions of other ASB investors in Malaysia. How Can I Check My ASB Account…
Forex ialah pasaran pertukaran mata wang asing, di mana peniaga membeli dan menjual mata wang yang berbeza untuk mendapatkan keuntungan daripada pergerakan harga. Majoriti ulama Islam berpendapat bahawa perdagangan forex adalah haram kerana ia melibatkan unsur riba, judi, spekulasi, dan risiko yang tinggi. Muzakarah Jawatankuasa Fatwa Majlis Kebangsaan Bagi Hal Ehwal Ugama Islam Malaysia pada 2012 telah mengeluarkan fatwa bahawa forex adalah sistem pertukaran mata wang asing yang mempunyai unsur perjudian dan riba. Ia tidak memenuhi syarat-syarat umum jual beli dan syarat-syarat khusus Bay-al Sarf menurut perspektif Islam. Umat Islam di Malaysia dilarang daripada melibatkan diri dalam aktiviti forex. Mengapa…