Credit scores are essential for an individual’s financial life. In Malaysia, credit scores play a big role in determining one’s ability to secure loans, mortgages and other financing. But many Malaysians don’t understand the basics of credit score maintenance or how it works. This article will provide readers with information on what is a credit … Read more
Starting a business can be both exciting and daunting. It’s important to weigh up the risks associated with taking out a personal loan, as it could have long-term implications on your finances. In this article we’ll look at how to start a business using a personal loan, exploring the advantages and disadvantages of such … Read more
What Happens If Personal Loan Is Not Paid In Malaysia? If a personal loan is not paid in Malaysia, the lender may take legal action against the borrower. This could include taking them to court and seeking a judgement to repay the money owed. The court may also grant an injunction or order garnishment of … Read more
Are you low-income and living in Malaysia? Are you looking for a personal loan but need help knowing where to start? You’ve come to the right place! In this article, we’ll look at what options are available when it comes to getting a personal loan if you’re on a low income. We’ll explore how … Read more
Are you looking for a personal loan without a payslip in Malaysia? Well, we have the answer! In this article, we’ll discuss how to apply for a personal loan without providing your payslip. So if you need extra cash but want to avoid providing proof of income, read on! The process of applying for … Read more
Paying off loans quickly can be a great way to save money in the long run. It’s essential to understand how interest works and what options are available for those looking to reduce their payments. While most people struggle to pay interest, some tips can help you pay it off more quickly. One tip is … Read more
Credit card cash advance interest is usually calculated using a higher rate than the rate applied to purchases and is compounded daily. Interest is charged from the cash advance date until the balance is paid in full. The interest rate used to calculate cash advance interest may vary depending on the card issuer but is … Read more
Ah, the age-old dilemma: you need money but don’t know where to turn. Sure, traditional lenders like banks and credit unions exist, but what if they say no? Enter family borrowing – a controversial yet often necessary solution for many in desperate financial straits. Is this type of lending right for you? Read on to … Read more
When you need some extra money, borrowing from your friends can be daunting and tempting. On the one hand, it could make things awkward between you two; on the other hand, it might just save you from a financial crisis. But is it a good idea to borrow money from friends? The answer is more … Read more
A promissory note is an important financial document that can be used to secure a loan, guarantee payment of goods or services, and provide legal protection for both parties in the event of non-payment. This type of agreement has existed since ancient times and is vital in modern-day business transactions. This article will explore what … Read more