Tabarru’ in takaful is a fundamental Islamic concept meaning ‘donation’ or ‘contribution,’ where participants voluntarily contribute to a mutual fund to help other participants in times of need. This donation is made with the explicit intention of providing mutual help and solidarity, not for commercial gain. It forms the core principle that makes takaful Shariah-compliant … Read more
The fundamental difference between takaful and conventional insurance lies in their core principles and operational structures. Takaful is based on Islamic principles of mutual cooperation (ta’awun) and donation (tabarru’), where participants contribute to a shared risk pool to help each other in times of need. Conventional insurance, however, operates on a risk transfer model where … Read more
The main difference between motor takaful and motor insurance lies in their fundamental operating principles and structures. Motor takaful is based on Islamic principles of mutual cooperation (ta’awun) where participants contribute to a shared pool (tabarru’) to help each other in times of vehicular loss or damage. In contrast, conventional motor insurance operates through a … Read more
Takaful is an Islamic insurance concept based on the principles of mutual cooperation (ta’awun) and donation (tabarru’), where participants contribute money into a pooling system to guarantee each other against specific losses or damages. Unlike conventional insurance, Takaful operates in accordance with Shariah law, avoiding elements of riba (interest), gharar (uncertainty), and maysir (gambling). The … Read more
Prudential BSN Touch (PruBSN Touch) ialah platform digital yang disediakan oleh Prudential BSN Takaful Berhad. Platform ini membolehkan pelanggan untuk menguruskan pelan takaful secara atas talian dengan lebih mudah dan selesa. Melalui PruBSN Touch, pelanggan boleh mendaftar untuk pembayaran automatik, membuat pembayaran sekali gus, dan mengakses pelbagai informasi berkaitan polisi insurans mereka. Apakah Kemudahan yang … Read more
Harga insurans kereta merujuk kepada premium atau jumlah wang yang perlu dibayar kepada syarikat insurans untuk mendapatkan perlindungan bagi kereta. Harga ini ditentukan oleh pelbagai faktor seperti jenis dan model kereta, umur dan pengalaman memandu pemilik, jenis perlindungan yang dipilih, serta sejarah tuntutan insurans. Harga insurans biasanya dibayar secara tahunan atau bulanan, dan ia memberikan … Read more
Insurans kereta adalah satu jenis perlindungan kewangan yang melindungi pemilik kenderaan daripada kerugian kewangan sekiranya berlaku kemalangan, kecurian, atau kerosakan terhadap kenderaan mereka. Ia adalah satu kontrak di antara pemilik kenderaan dan syarikat insurans, di mana pemilik kenderaan membayar premium kepada syarikat insurans. Sebagai balasan, syarikat insurans bersetuju untuk membayar kerugian yang ditanggung oleh pemilik … Read more
An insurance claim for a car accident in Malaysia refers to a formal request made by the driver, policyholder or a third party to the insurance company. The insurance claim covers or reimburses the costs incurred due to a vehicular accident. After an accident occurs, you need to report it to the police and the … Read more
PruBSN Touch is a digital platform developed by Prudential BSN Takaful Berhad, a leading takaful company in Malaysia. This web-based application is designed to ease customers’ online management of their takaful plans. It enables automation of payments, ensuring that users remain fully protected without worrying about missing a payment. Through PruBSN Touch, customers can easily … Read more
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