TripCare 360 Takaful is a comprehensive travel protection plan offered by Etiqa Takaful that covers various travel-related risks including medical emergencies, trip cancellation, lost baggage, and travel delays. The plan provides coverage for both domestic and international travel, offering different coverage levels to suit various travel needs and budgets. It ensures peace of mind for … Read more
Hibah in takaful is a Shariah-compliant way of nominating beneficiaries to receive takaful benefits upon the participant’s death. It allows for direct distribution of benefits to chosen recipients without going through the estate distribution process. This nomination method is irrevocable and ensures faster payout to beneficiaries compared to conventional wills or faraid distribution. What Is … Read more
A family insurance plan is a comprehensive protection policy that provides financial coverage for multiple family members under a single policy. It typically includes life/term coverage, medical benefits, education planning, and sometimes investment elements. These plans are designed to protect the entire family’s financial well-being while often being more cost-effective than individual policies. What Coverage … Read more
The key benefits of takaful include its Shariah-compliant nature, transparent profit-sharing model, ethical investment practices, and mutual cooperation principles. Participants benefit from risk sharing rather than risk transfer, receive surplus distributions from good fund performance, and have assurance that their contributions are invested in ethically sound ventures. The system provides both financial protection and adherence … Read more
A medical card is a healthcare financing product offered by insurance companies and takaful operators that provides coverage for hospitalization and medical expenses. It covers hospital admission, surgical procedures, medication, and other medical treatments up to the policy limit. When cardholders seek treatment at panel hospitals, they can enjoy cashless admission without having to pay … Read more
Yes, you can apply for Etiqa Takaful products through Maybank branches as Etiqa is Maybank’s takaful provider. Visit any Maybank branch with your identification documents to discuss available takaful products and submit your application. You can also inquire through Maybank’s Customer Care at 1-300-88-6688 to understand the process and required documents. What Are The Available … Read more
Yes, non-Muslims can buy takaful products. While takaful is based on Islamic principles, it is open to everyone regardless of their religion. The ethical principles, transparent profit-sharing, and mutual cooperation model of takaful make it an attractive alternative to conventional insurance for both Muslims and non-Muslims seeking ethical financial protection Can Non-Muslims Participate In Takaful? … Read more
Yes, individuals with autism can generally apply for takaful coverage, though acceptance may depend on various factors including the type of coverage sought, the severity of the condition, and the specific takaful operator’s underwriting policies. Many takaful operators offer coverage for individuals with autism, particularly for medical and family takaful plans, but there may be … Read more
Takaful is often considered more favorable than conventional insurance due to its ethical and religious compliance, transparent profit-sharing model, and community-focused approach. It operates on principles of mutual cooperation where participants share risks collectively rather than transferring risks to an insurance company. The system ensures that investments are ethically managed, surplus profits are distributed among … Read more
To cancel your Etiqa Takaful insurance, you can contact Etiqa’s Customer Service at 1-300-13-8888 or visit any Etiqa branch. You will need to submit a cancellation request form and provide your policy details. For online cancellation, you can email documents to [email protected]. Remember that cancellation may be subject to terms and conditions, including potential charges … Read more