To login Bank Rakyat online platform, iRakyat, visit www.irakyat.com.my and click on “Login” > “Personal Banking.” Enter your registered username and password to access your account. For mobile banking, download the iRakyat Mobile Banking app from the Google Play Store or the Apple App Store. Once installed, log in using your iRakyat credentials.
First-time iRakyat users must obtain a Temporary ID from a Bank Rakyat ATM or by calling the Contact Centre at 1-300-80-5454. With this Temporary ID, you can register online by selecting “Register” on the login page and following the prompts to create your username and password.
Sign In Bank Rakyat Online Banking
What Is Bank Rakyat?
Bank Rakyat, officially known as Bank Kerjasama Rakyat Malaysia Berhad, is Malaysia’s largest Islamic cooperative bank. Established in 1954, it operates under Islamic banking principles and offers a wide range of financial services, including personal and business financing, savings, investments, and Takaful products. The bank serves both cooperative members and the general public, with a network of 148 branches across Malaysia. Its headquarters is located at Menara Kembar Bank Rakyat, Kuala Lumpur.
What Is Bank Rakyat Online Banking?
Bank Rakyat’s online banking platform, known as iRakyat, provides customers with secure and convenient access to various banking services, including account management, fund transfers, bill payments, and financing services. The platform is accessible via web and mobile applications, offering features like biometric login and iSecure authentication for enhanced security .
How to Register for Bank Rakyat Internet Banking?
To register for Bank Rakyat Internet Banking, you must first obtain a temporary ID by calling the Bank Rakyat Contact Centre at 1-300-80-5454 (local) or +603-5526 9000 (overseas). After receiving the temporary ID, visit the iRakyat website or mobile app to complete registration. The same credentials work for both online and mobile banking.
How to Login iRakyat?
To login to Bank Rakyat, you need a valid username and password for iRakyat, the bank’s online banking platform. Authenticate the login using a Transaction Authorisation Code (TAC) sent via SMS or generated through the iSecure feature. Ensure your device has a stable internet connection to avoid login failures. First-time users must register via the Bank Rakyat Contact Centre to obtain a temporary ID.
What If You Forget Your iRakyat Password?
If you forget your iRakyat password, click the “Forgot Password” link on the login page. You will need to verify your identity by entering your username and registered mobile number. Follow the instructions to reset your password securely. For further assistance, contact Bank Rakyat’s customer support.
How to Secure Your Bank Rakyat Online Banking Account?
To secure your Bank Rakyat online banking account, avoid sharing login details and enable transaction alerts. Use strong passwords with a mix of letters, numbers, and symbols. Always log out after sessions and avoid accessing iRakyat on public Wi-Fi. Bank Rakyat employs encryption and iSecure for additional security.
What Are the Common Login Issues and Solutions?
Common login issues include incorrect credentials, expired sessions, or system maintenance. Double-check your username and password before retrying. Clear your browser cache or update the mobile app if errors persist. If locked out, contact Bank Rakyat’s support at 1-300-80-5454 for immediate assistance.
What Services Are Available After Logging into iRakyat?
After logging into iRakyat, you can perform fund transfers, pay bills, check account balances, and manage financing repayments. The platform supports DuitNow transfers, interbank transactions, and Zakat payments. You can also update personal details and set transaction limits under “My Profile.”
What Are the Transaction Limits for iRakyat?
The transaction limits for iRakyat include a daily cap of RM30,000 for third-party transfers and RM50,000 for interbank GIRO (IBG) and DuitNow transactions. Own-account transfers have no limit. Future-dated payments are supported for scheduled transactions.
How to Contact Bank Rakyat for Login Support?
For login support, call Bank Rakyat’s Contact Centre at 1-300-80-5454 or email [email protected]. The Cards Service Centre (03-2693-6880) assists with debit or credit card-related access issues. Visit any Bank Rakyat branch for in-person assistance.