To log in to iRakyat, visit the official website at www.irakyat.com.my and enter your registered username and password. For mobile access, download the iRakyat Mobile Banking app from the Google Play Store or the Apple App Store. After installing the app, log in using your iRakyat credentials. The app supports biometric authentication methods, such as fingerprint or facial recognition, for added convenience and security.
If you’re a first-time user, you’ll need to obtain a Temporary ID from a Bank Rakyat Self-Service Terminal (ATM) or by contacting the Bank Rakyat Contact Centre at 1-300-80-5454 (local) or +603-5526 9000 (overseas). Once you have your Temporary ID, you can proceed to register your iRakyat account online by creating a username and password. These credentials can then be used to access both the online and mobile banking platforms.
Sign In iRakyat
What Is iRakyat?
iRakyat is Bank Rakyat’s official internet and mobile banking platform, which provides customers a secure and convenient way to manage their banking needs online. It enables users to perform transactions such as fund transfers, bill payments, financing repayments, and account management.
The platform incorporates robust security measures, such as 128-bit SSL encryption and the iSecure feature, to ensure the confidentiality and integrity of user data and transactions. The platform uses encryption and supports features like DuitNow transfers, e-Statements, and Takaful payments.
How to Login iRakyat?
To login to iRakyat, visit the official website at https://www.irakyat.com.my, enter your username, click Login, verify your Secure Phrase, then enter your password and the displayed word verification. For first-time users, a Temporary ID is required, obtainable by calling Bank Rakyat’s Contact Centre at 1-300-80-5454 (local) or +603-5526 9000 (overseas). If you forget your password, use the Forgot Password option or reset it via Customer Service.
What Are the Login Requirements for iRakyat?
Logging into iRakyat requires a registered username, password, and Secure Phrase verification. Users must also enter a dynamically generated word verification during login. Ensure your device has a stable internet connection and an updated browser (Chrome, Safari, or Firefox).
What to Do If You Forget Your iRakyat Password?
If you forget your iRakyat password, click Forgot Password on the login page and follow the steps to reset it. Alternatively, contact Bank Rakyat’s Customer Service at 1-300-80-5454 for assistance. A TAC (Transaction Authorization Code) will be sent via SMS for verification.
What Are Common iRakyat Login Issues?
Common iRakyat login issues include incorrect passwords, expired sessions, or browser cache problems. Clearing browser cache or switching browsers often resolves access problems. If the Secure Phrase fails to display, check your internet connection or disable ad-blockers.
How to Secure Your iRakyat Account?
Securing your iRakyat account involves using a strong password (8-12 characters with uppercase, numbers, and symbols), never sharing login details, and enabling SMS alerts for transactions. Avoid accessing iRakyat on public Wi-Fi and log out after each session.
How to Register for iRakyat?
Registration for iRakyat requires obtaining a Temporary ID from Bank Rakyat’s Contact Centre. After receiving the Temporary ID, users can complete registration via the iRakyat website. The same credentials work for both online and mobile banking.
What Transactions Can You Perform on iRakyat?
iRakyat supports multiple transactions, including intrabank and interbank transfers (IBG, DuitNow), bill payments (TNB, Astro, telcos), Zakat contributions, Takaful payments, and loan repayments (PTPTN, MARA). Users can also check account balances and download e-Statements.
What Are iRakyat’s Transfer Limits?
iRakyat’s daily transfer limits are RM30,000 for third-party transfers and RM50,000 for DuitNow/IBG transactions. Own-account transfers have no limit. Future-dated payments are supported for scheduled transactions.
How to Contact Bank Rakyat for iRakyat Support?
For iRakyat support, call Bank Rakyat’s 24/7 Contact Centre at 1-300-80-5454 or visit a branch for in-person assistance. The bank also provides FAQs and live chat support on its website.